Our investment philosophy is one of balance. We build portfolios based on the latest portfolio management research, which shows that the type of security you choose has little impact on your return. In fact, more than 90% of returns come from being exposed to a variety of asset classes. That’s why LM3 focuses on asset class allocation, to ensure that your portfolio is invested in a range of markets while remaining well diversified within a given market.
Each client has his or her own investment policy based on risk tolerance, investment horizon, taxation and personal goals. We talk to your advisor to design a strategy for you and to help you fully understand the risks and benefits for your portfolio.
Whether you’re a conservative, moderate or aggressive investor, we build a portfolio tailored to you. The profiles below are examples of some possible strategies.
Young Professionals
Retirement Planning
Semi-Retired or Retired
I really appreciate the support of LM3. Everything is simple with them.
Véronique Proulx / CLIENT SINCE 2017Finding a good portfolio manager that we trust is not easy these days. Fortunately, we found LM3 to collaborate with for several years. It is very reassuring to be able to count on such a dedicated financial manager who listens to our needs in order to offer adapted solutions to our personal situation. His expertise allows us to achieve our financial goals despite the ups and downs of the market. We thank LM3 for its support and availability, and we hope to be able to continue this relationship for several years to come.
Emmanuelle Dubois and Martin Legault / CLIENTS SINCE 2007I appreciate the simple, down to earth, coherent and consistent approach put in place by LM3.
Ronnie Flannery-Guy / client since 2006Their expertise and ability to make finance easy to understand give me peace of mind about my investments.
Alain Naud, M. Arch. / client since 2004I really appreciate the straight talk and clear facts about my portfolio and retirement goals.
Bruno Romanelli, engineer / client since 2005Thanks to their outstanding support, I know that my money is in good hands. Plus, my returns are always excellent.
Pascal Nadeau / client since 2006Their advice goes far beyond portfolio management. And they’re always available to answer all my financial questions over the phone.
Julie St-Jean, CPA-CMA / client since 2007Fully independent investment solutions for maximum return.
With LM3, you see significant savings by paying some of the lowest management fees in Canada. You’ve probably heard this before, but what our competitors don’t tell you is that they have their own hidden agenda: pushing their own products, resulting in meager returns or high fees for you.
